1. Agreement to Terms
These Terms of Service ("Terms") constitute a legally binding agreement between you ("you," whether as an individual or an entity) and Clear Valuation Inc. ("Company," "we," "us," or "our") governing your access to and use of:
Our website located at www.clearvaluation.com;
Any related media, mobile applications, platforms, or communication tools;
Any appraisal-related services, products, reports, booking systems, downloads, or other offerings (collectively, the "Site" and "Services").
We are a licensed appraisal firm incorporated in Nevada, with operations in both Nevada and Florida. By using the Site or Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with these Terms, do not access or use the Site or Services.
2. Updates to These Terms
We reserve the right to update or modify these Terms at any time. Any changes will be reflected by updating the "Last Updated" date above. Continued use of the Site or Services after changes have been posted constitutes your acceptance of the new Terms. It is your responsibility to periodically review these Terms for updates.
3. Eligibility and User Representations
By using the Site, you represent and warrant that:
You are at least 18 years old.
You have legal capacity to enter into this agreement.
Your use of the Site and Services complies with all applicable laws, including real estate and appraisal laws in Nevada and Florida.
You will not access the Site through automated or non-human means.
All information provided to us is true, accurate, and current.
4. Intellectual Property Rights
All content on the Site, including text, graphics, logos, designs, software, and trademarks ("Content"), is owned by or licensed to Clear Valuation Inc. and is protected under United States copyright and trademark laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Site and download or print portions of the Content solely for personal, non-commercial use.
You may not:
Copy, distribute, modify, or create derivative works from the Content;
Use our trademarks without prior written consent;
Use the Site or Content for any commercial purpose not authorized in writing by us.
5. Appraisal Services
All appraisal services are conducted in accordance with the Uniform Standards of Professional Appraisal Practice (USPAP), as well as state-specific laws and guidelines issued by the Nevada Real Estate Division and the Florida Real Estate Appraisal Board. Our services include but are not limited to:
Mortgage lending appraisals (conforming with FIRREA);
Private-use appraisals such as estate, date of death, divorce, tax appeal, and charitable donations (conforming with IRS guidelines and federal law);
Exterior-only and desktop appraisals where allowed by regulation.
Appraisals are based on market conditions and property information as of the effective date and are intended solely for the stated use and user outlined in the engagement letter.
6. Payment Terms
We accept major credit/debit cards, PayPal, and other payment processors listed on our Site. All payments must be made in U.S. dollars. You agree to provide accurate and up-to-date billing information and to pay all applicable charges, including sales tax, if required.
Appraisal fees are due in advance unless otherwise specified in writing. We reserve the right to suspend delivery of services until payment is received.
7. Privacy and Data Security
By using the Site or Services, you agree to our Privacy Policy. We collect, store, and use your data in compliance with federal privacy laws including the Gramm-Leach-Bliley Act (GLBA), the FTC Safeguards Rule, and state-specific privacy regulations.
When working on mortgage-related appraisals, we receive non-public personal information (NPI) from lenders or AMCs, which we handle with strict confidentiality. For private-use appraisals, we collect only what is necessary to complete the appraisal and do not share it with third parties without written permission.
8. Prohibited Conduct
You agree not to use the Site or Services to:
Violate any local, state, or federal law;
Misrepresent facts, submit false orders, or use false identities;
Upload viruses or engage in cyberattacks;
Interfere with or disrupt the Site, including using bots, scrapers, or automated tools;
Access content not intended for you;
Copy, reverse engineer, or decompile any part of the Site.
We reserve the right to suspend or terminate your use of the Site if you engage in prohibited conduct.
9. Limitation of Liability
To the maximum extent permitted by law, Clear Valuation Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, data loss, or business interruption, arising from or related to your use of the Site or Services.
10. Indemnification
You agree to defend, indemnify, and hold harmless Clear Valuation Inc. and its officers, employees, agents, and affiliates from any claims, losses, liabilities, damages, and expenses (including reasonable attorneys' fees) arising out of your use of the Site or Services, violation of these Terms, or infringement of any third-party rights.
11. Dispute Resolution
These Terms are governed by the laws of the State of Nevada. Any disputes arising under or related to these Terms shall be resolved in the state or federal courts located in Clark County, Nevada. In cases where arbitration is elected, it will be conducted through the American Arbitration Association in accordance with its Commercial Arbitration Rules.
12. California Users and Residents
If you are a California resident, under California Civil Code §1789.3, you are entitled to the following consumer rights notice: You may file a complaint regarding the Site or request further information regarding use of the Site by sending a written notice to:
Complaint Assistance Unit
Division of Consumer Services
Department of Consumer Affairs
1625 North Market Blvd., Suite N-112
Sacramento, CA 95834
Phone: (800) 952-5210 or (916) 445-1254
If you are a California resident, you may also have additional rights under the California Consumer Privacy Act (CCPA) regarding your personal data. Please see our Privacy Policy for more information about your rights and how to exercise them.
13. Contact Information
If you have questions or concerns regarding these Terms, please contact us at:
Clear Valuation Inc.
385 Oakey Crest Ridge St
Henderson, NV 89012
Phone: (702) 660-3232
Email: [email protected]